About Me
Meet your mortgage and protection adviser Heather Wharmby.
My Story
Hi, I’m Heather Wharmby, a mum, wife and a mortgage and protection adviser with over 25 years experience in financial services.
If you’re looking at getting a mortgage, whether it’s the first time or last time, it can be scary and definitely stressful. That’s why I set up HLW Financial Services Ltd, so that I could use my unique skills and knowledge & help people access the right mortgage & protection for their exact needs.
Experience tells me that to provide an easy and stress-free service it relies on three things, 1. Communication, 2. Setting realistic expectations and 3. Being super organised… By focusing on those things, you’ll know exactly where you stand and the only thing you’ll have left to worry about is what colour to paint the walls of your new home.
If you are looking for a mortgage quote or any of the products on my website, please get in touch.
What my past clients have said
Take a look at the stories from some of the people I have helped. More reviews are available to view on my Google Business Profile and Facebook page.
Mia & Seb (June 22)
As first time buyers, we cannot recommend Heather more if we tried! Myself and my partner came into the buying process with little to no knowledge, Heather has been with us every step of the way.
Any time we needed advice or guidance, she made a real effort to support us. Heather’s communication with us and other professionals involved has been a real help as it ensured we are all on one page!
Would happily recommend to anyone, especially first time buyers!
Hannah C (May 2024)
Hannah is simply Brilliant! Buying a house, especially when it’s the first one on your own, is so stressful and Heather helped me all the way through – she pretty much held my hand and was always on the end of the phone. I would not have been able to negotiate what was quite a complicated mortgage by myself, and wouldn’t be in my lovely home without her help. I can’t recommend her enough. Thank you Heather.
Abby F (May 24)
Heather was amazing during our home move! She made the entire process feel quick and easy and smoothed out any bumps in the process. Thanks so much, Heather! We’d recommend Heather to everyone!